Home Credit India Finance Pvt. Ltd.
is a local arm of the international
consumer finance provider with
operations spanning over Europe and Asia and
committed to drive financial inclusion in India.
A part of the Home Credit Group, which was
founded in 1997 and is currently operating
in nine countries, Home Credit India follows
a responsible lending model to empower
underserved customers with little or no credit
history by enabling them to borrow easily and
safely, both online and offline.
“Home Credit’s partnership with STT
GDC India plays a vital role in enhancing
its presence in India as it delivers high-
standard customer experience and thrives to
remain on top of the game. STT GDC India’s
customer-centric approach towards data
centre colocation is certainly instrumental in
augmenting Home Credit’s presence in India.”
Mr Ladislav Simicek, CIO, Home
Home Credit India has a strong network
of around 30,600 Points-of-Sale (PoS) and
is growing with a customer base of over
11.7 million customers, driven by pan-India
expansion across major markets with a
range of diversified and innovative products
backed by superior customer experience. The
company has been consistently expanding
operations since its entry in 2012, with its
operations spread over 367 cities across 22
states in India.
Home Credit’s business is supported by a
robust foundation of technology infrastructure wherein IT plays a crucial role to enable the
business to process loans efficiently.
For us at Home Credit, customer is
key, and we constantly aim to offer them
a positive, seamless, and safe borrowing
experience, helping them to realize their
dreams in a financially secure way. In order
to make consumers more responsible
with their financial decisions, Home Credit
educates them about their skills of money
management, financial planning, budgeting,
etc. and spreading financial education
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